Certegy check services code 2

Perhaps the check is written for a larger dollar amount than what’s typical, or the merchant has recently experienced fraud for similar purchases. CODE means that every check that they process goes through the computer based models that have been defined to help protect customers and merchants from fraudulent activity. From what I can see since you were unemployed for years and not getting a paycheck may be part of the reason.

Another may possibly be that you may have had some financial difficulties that may include some bounced checks somewhere along the way. This code is triggered when a check-writer has a negative check history or previous instances of fraud. Reference Number : Help Some merchants may print a 13-digit Reference Number on your receipt. One verified example: the person lacked a previous history of writing checks.

Code seems to be the most common one. The check may be originating from a troubled financial institution or country with high levels of check. Reason Code 3: The check itself has high risk factors. Wrote a check for $101. Cashier asked if I had another form of payment, I told her that this is my form of Payment.

She told me to call 7-office in okc, which I did this morning. Took the money to the store. This - is more like a quota and does not accurately depict the number of fraudulent attempts. Certegy declined it with reason code 2. The quotas are used on reports and brochures to clients in order to promote their service as viable and necessary.

The company provides its services to more than 0financial institutions and to more than 100retailers worldwide. Industry leaders in traditional check acceptance and Automated Clearing House (ACH) payment solutions, risk management, and return check warranty client. The overall rating of the company is 1. This code is less an indicator of fraudulent activity from the check-writer and has more to do with potential risks from the merchant in the past and other locations nearby. This company provides check authorization services to U. Business Details Location of.

My husband went to Hammond Walmart to cash his payroll check , Walmart refused to cash it stating Certergy Check Services would not approve the check being cashed. How does the dispute process work? EDYTHE NASH GAISER, CLERK SUPREME COURT OF APPEALS OF WEST VIRGINIA CERTEGY CHECK SERVICES , INC. COMPLETE PAYMENT RECOVERY SERVICES , INC. Petitioners Below, Petitioners v. Creditreportproblems.

Petersburg, Florida, with a P. Box in Tampa, Florida. I have never experienced anything like this and was highly embarrassed. I had cashed checks at this Wal-Mart previously and just thought this issue with. Tried to cash a PENSION check for 5got the little paper with the number code.

Check acceptance, check processing and risk analytics services TeleCheck delivers industry-leading check acceptance, check processing and risk analytics services while safeguarding customers from fraud and identity theft with a relentlessly committed team of specialists.